1 - The claim payout is based on the severity of the listed conditions. The payout is subject to validation of requisite documents like, claim form, original policy document, medical documents/investigation report supporting the diagnosis, doctors certificates etc. confirming the diagnosis. Additional documents, if any may be called for on a case to case basis. In any case the total payout in the policy cannot exceed 100% of the sum assured of the cover selected. Please read the sales brochure carefully to know more about the payouts at different level of conditions. 2 - The above mentioned premium rate is for a 29 year old healthy non-smoker male for a term of 20 years, monthly premium payment frequency and without any additional benefits. ICICI Pru Heart/Cancer Protect annual premium for Rs. 20 lakhs Cancer Sum Assured is Rs. 1,200. Applicable service tax and cesses are additional to the mentioned premium. 3 - A discount of 5% on the first year's premium will be offered on purchase of ICICI Pru Heart / Cancer Protect when life assured and his/ her spouse is covered under the same policy. The policy benefits of both the Lives Assured shall be independent of each other. The Sums Assured of both the lives could be different. A claim made by one Life Assured under the policy does not affect benefits of other Life Assured. This Family benefit has to be chosen at the inception of the policy only, spouse cannot be added once the policy is issued. This discount is not applicable on Single Pay Policy. With one policy, you can avail either Family Benefit or Loyalty Benefit. 4 - With Increasing Cover Benefit, the Sum Assured chosen at inception increases by 10% simple interest on each policy anniversary, for every claim free year. The maximum Sum Assured under the cover will be capped at 200% of the Sum Assured chosen at inception. This increase in Sum Assured will stop on occurrence of first claim under the cover. Where Cancer cover and Heart cover are chosen together, the Sums Assured for both the covers increase by 10% simple interest on each policy anniversary, for every claim free year. The maximum sum assured will be capped at 200% of the Sum Assured chosen at inception for each type of cover. In case of occurrence of first claim under any one type of cover, the increase in Sum Assured will stop for that cover type and Increasing Cover Benefit will continue for the other type of cover, for which no claim has occurred. 5- Tax benefit is calculated at highest tax slab rate of 30.9% (including Cess) on health premium of Rs 25,000 u/s 80D of the Income Tax Act, 1961. Goods & Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

ICICI Prudential Life Insurance Company Limited. Registered Address: - ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Call us on 1-860- 266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Heart/Cancer Protect: UIN 105N154V01 ADVT: E/II/0393/2017-18